And it is not good if anything is that late.

If your baby were three months overdue, youd effectively just be giving birth to a floppy toddler.

Then Oliver got serious, pointing out how some people cant help but get in debt.

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Credit: HBO

Take Bob Weinkauf, Oliver said.

His wife, Becky Weinkauf, soon learned they were $80,000 in debt.

Lets say you have a thousand dollar credit card debt that you cant pay, he said.

And then that debt buyer can come after you for the full original amount.

And yes, he played a clip of Oprah Winfrey giving away cars.

F you, Oprah, yelled Oliver.

Watch it all go down in the video below.