Dre and Bow tackle financial planning as Junior dabbles in ‘Wolf of Wall Street’-style day trading.

Everybody wants to have it, but nobody wants to talk about it, Dre points out.

Its just that Dres all about spending more than the family is saving.

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Credit: Kelsey McNeal/ABC

And Pops lectures about money while he borrows some definitely isnt helping matters either.

Things are fine in his mind…until he talks to his co-workers.

Do you think Jay Z walks around with wad of money?

While Dre and Curtis both say yes, Stevens and Josh tell Dre otherwise.

Well youre a better human than most of us.

Dre finally realizes it might be time to move past James Brown and at least meet with Stevens guy.

Once Dre and Bow correct Stevens guy, he tells them point blank: Theyre screwed.

So the worst has come.

Stevens, as per usual, says something offensive, but Dre keeps his Kirkland outfit throughout the day.

NEXT: Dre and Bow work out their money problems.

In his day, Pops lived check to check as a badge of honor.

But Dre is an educated man who has a successful career and makes a better-than-decent living.

His irresponsibility is all on him, and he needs to own up to that.

), but Junior instantly takes out his disaster-preparedness folder for money issues.

Maybe talking about money with the kids from now on is a great idea.

QUOTES OF THE NIGHT:

Im supposed to start day trading I think.

Its an artificial masculine construct that fosters hostility and war and builds a wall between you and love.

Bows mom, forever scarring her on the subject of money

Like your kids ransom?

Josh, asking what Dre pays for with his giant wad of cash

Hello, Apple.

Im looking for some inside information.

Diane, always speaking the truth

When was the last time any of us got possessed?

Bow, trying to justify monthly sage cleanses

Theres moments in life where you gotta tuck your balls.

Other times you gotta let em hang, Junior, saying things he should never say ever again